About Coface Finanz GmbH
An independent, editorially-run information resource on trade credit insurance, counterparty risk and business financial services.
Our purpose
Making trade risk concepts easier to understand
Coface Finanz GmbH was created to give businesses, students and researchers a clear, structured starting point for understanding how trade credit insurance and risk management work in practice. Our articles are written to explain concepts, terminology and general market practice — not to promote or sell any specific product.
We are based in Mainz, Germany, and maintain an editorial process focused on accuracy, neutrality and plain language.
What guides us
Editorial principles
Neutral, non-commercial
We do not sell, broker or underwrite insurance or financial products. No page on this website offers a paid service.
Plain-language explanations
Complex risk and insurance terminology is broken down into accessible language, without oversimplifying the underlying concepts.
General, not personalised
All content is general in nature. It is not a substitute for advice from a licensed broker, insurer or financial adviser.
What we publish
Topics covered on this site
Trade credit insurance fundamentals
How policies are typically structured, what non-payment risk means, and how insurers commonly assess buyers.
Counterparty and portfolio risk
Concepts such as credit limits, exposure concentration, payment behaviour monitoring and early-warning signals.
Business financial services context
How trade credit insurance relates to receivables financing, working capital and broader financial risk strategy.
Want to know more about how we work?
Reach out to our editorial team with questions, corrections or feedback about the content on this site.